Frequently Asked Questions

What Is PMI?

…In short, it’s “Private Mortgage Insurance.”


When Should I Get Pre-Approved?

That could depend on the market… but it’s almost definitely right away.


Why Isn’t Rate the Only/Most Important Factor?

The wisest loan structure is the one tailored to your goals, and involves far more factors than just interest rate.


What’s the Deal with Credit Scores?

Here’s what they are and why they matter.


What’s an Appraisal?

How your lender verifies the lendable value of your home.